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Heydi Isabel
Heydi, 27, is married. She and her husband have been working as mobile phone merchants for the last two years. They go out to sell in places like San Pedro, La Libertad, La Gateada and Los Chinamos. Their family’s food and family income depends on what they earn in their business. She started it with some money her father gave her and from then has managed to stay in business and improve it. She’s requesting this loan to buy merchandise like other mobile phone models she does not have in inventory her customers are requesting. As her business grows, so will her monthly income which will lead to improved quality of life.
View original language description ↓
La sra. Heydide 27 años de edad, es casada, tanto ella como su esposo trabajan en el comercio de celulares desde hace 2 años, salen a vender a lugares como San Pedro, La Libertad, La Gateada y los Chinamos, de los ingresos de su negocio depende la manutencion de su economia familiar. Ella inicio su negocio con un dinero que le facilito su papa y de ahi ha logrado mantener y superar su negocio. Solicita este credito para la compra de mas mercaderia porque sus clientes les solicitan otros modelos de celulares que ella no tiene en inventario, al crecer su negocio mejoraran sus ingresos mensuales lo que le permitira mejorar su calidad de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Heydi Isabel to buy merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Oct 3, 2012
Currency Exchange Loss:
Apr 18, 2013