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Granito De Mostaza Group
In this Group: Esther, Mario Anderson, Evelin Mercedes, Jimena Adriana, Marcial Jesus, Lisbeth*, Adrian Wilder, Yris Madeleine, Maria Esther
* not pictured
These members belong to the Communal Bank “Granito de Mostaza” (Little Mustard Seed) which is located in the District, Province, and Department of Cusco.

One of the members is Sra. Esther, who has her hand raised in the photo. She is 40 years old, single, and has one child. Esther works by taking care of elderly people in their home. Her work schedule is from 8:00 A.M. to 5:00 P.M. She has always worked by caring for children and elderly people. Esther enjoys the work since it has enabled her to help her children move forward. Her dream is to open a restaurant. She is requesting a loan in order to pay for her son’s high school studies.

The member who is pictured in the smaller photo arrived much later because he received permission for work reasons.

The other members engage in businesses such as selling handicrafts, selling tools, providing transportation, and managing a restaurant.

Esther is grateful to those who have helped to fulfill her dream in this manner, so she promises to complete her payments according to the established terms.

View original language description ↓
Los socios pertenecen al banco comunal “GRANITO DE MOSTAZA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra.Esther es la que esta levantando la mano, ella es soltera y tiene 40 años y tiene 1 hijo; La socia trabaja cuidando a un anciano ella trabaja en un casa, la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m, la socia siempre ha trabajado cuidando niños y ancianos a ella le gusta este trabajo por medio de este trabajo la socia quiere sacar adelante a sus hijos, el sueño de la socia es tener un restaurant. La socia solicita el préstamo para pagar a los estudios de colegio de su hijo.
El socio que esta pegado a la foto grupal se le tomo despues la foto porque llego un poco mas tarde porque pidio permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de artesanía, negocio de venta de herramientas, negocio de transporte y negocio de restaurant.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Granito De Mostaza Group's $4,250 loan helped a member to pay for her son's high school studies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Oct 1, 2012
Currency Exchange Loss:
Jan 15, 2013