A loan of $750 helped to purchase fertilizers and to support labor cost during maize production.


Phillomene's story

Phillomene is 23 years old and married to a farmer. She has been a maize farmer for three years.

Phillomene is requesting a loan, which she will use to support labor costs and to buy fertilizer during maize production: She needs to buy fertilizer in order to increase her production. With profits from her farming she hopes to acquire farm machinery that will enhance her farming capacity. She was very happy that the previous season was very helpful for both family needs and business.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details