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Bezhan is from a village of the Tskaltubo district. He is 51 years old and lives with his wife, 21-year-old son, and parents. His parents are pensioners.

Bezhan owns two greenhouses where tomatoes and dills are grown. Bezhan does all the relevant seasonal work to insure a good harvest. The harvested production is sold locally. In addition, the family runs a small dairy farm and has a milk cow, whose milk is used for cheese products. They sell cheese at the local open market. Bezhan is a very hard-working person, with a great experience in his work.

He requested a loan to purchase organic fertilizers for his greenhouse. The loan will help him to provide financially for his needs. After fertilization and properly done agricultural works, Bezhan will receive a good quality harvest and sell it for a good price. This will increase the income of the family. The increased income will be reinvested in his agricultural business to expand and make it more profitable. He awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Bezhan to purchase organic fertilizers for his greenhouse.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Sep 24, 2012
Currency Exchange Loss:
Sep 17, 2013