Josephine, 33 years old, lives in Compound #3. She is married and her husband is a driver. They have two children, aged 4 and 13, both in school and living at home. For the past 10 years, Josephine has been selling rice by the cup in the local market. She is requesting a loan to purchase bags of rice for her business. Josephine likes her business because it helps her to feed her children and send them to school. Her plan is to build a house for her children.