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Vaopah Group
In this Group: Chongneilhing, Phalvei, Lamkim, Lhingkim, Nemjaneng
Chongneilhing (the lady raising her hand in the picture), 38 years of age, is blessed with four sons and lives in Motbung. Her husband works in construction as a bricklayer. The income from her husband is just enough to meet the household expenditures but it is difficult to enroll her children in a good educational institution. She wants to give the best education available to her children and is willing to do any work to fulfill this dream. In 2009, she along with her four likeminded friends, formed Vaopah group and took a loan from WSDS. With the loan, she started a poultry farm and earned extra income for the family. From her earnings, she is able to pay off her children's school fees and meet the household day-to-day requirements. She plans to expand her poultry farm by adding more chickens. In addition to her poultry farm, she wants to start weaving in her spare time to generate more income. She is now asking for a loan of INR 10,000 to purchase many more chicks for her poutry business and yarn/thread for weaving.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 5
    View loans »
    India Loans Fundraising
  • $6,743,675
    Funds lent in using Kiva
  • 54.0
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A portion of Vaopah Group's $950 loan helped a member to purchase chickens.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Sep 22, 2012
Sep 24, 2012
Currency Exchange Loss:
Mar 3, 2016