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Due to the background of his father, who he is a fisherman living with Frendi on the islands, which are connected by small boats, Frendi is currently studying commerce program management and harbor cruise on a sailing maritime school called the Academy of Maritime Nusantara.

Because his father is a fisherman, Frendi is having difficulty in continuing his studies. The income of his parents is enough for their daily needs. Frendi's parents have been making every effort to help him realize his goals. Frendi is very grateful for the program's student loan from Kiva, because the difficulty in continuing his studies can be resolved. He will be more spirited again and diligent in learning, in order to quickly complete his studies.

He wants to be a professional employee in a shipping company. He is eager to fulfill his dream of helping his parents and siblings to be more advanced and prosperous. Frendi is very grateful to the lenders, who are helping him to overcome financial difficulties.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 78
    View loans »
    Indonesia Loans Fundraising
  • $5,759,400
    Funds lent in using Kiva
  • 9,488.5
    Indonesia Rupiahs (IDR) = $1 USD