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Kumush is 64 years old, a widow. To provide the primary source of income, she has been involved in animal husbandry since 1981, having started this business with a sum of 7,000 som. Thanks to Kumush's hard work, today her business contains three dairy cows with offspring, ten sheep, six goats and six horses, and the monthly income amounts to 10,000 som. In order to further develop her business, Kumush requested a loan in the amount of 90,000 som (KGS) from the "Bai-Tushum and Partners" company to buy young livestock for fattening up and resale. She plans to invest the earnings from the loan into further increasing domestic livestock quantities and repairing a barn for the livestock.
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Кумуш 64 года, вдова. Кумуш в качестве основного дохода с 1981 года занимается животноводством, начав этот бизнес с суммы 7,000 сом. Благодаря упорному труду Кумуш в ее хозяйстве на сегодняшний день имеется 3 дойные коровы с приплодом, 10 овец, 6 коз, 6 лошадей, ежемесячный доход составляет 10,000 сом.
В целях дальнейшего развития своего бизнеса, Кумуш обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 90,000 сом (KGS) на покупку скота – молодняка для откорма и перепродажи. Доходы от кредита Кумуш планирует вложить в дальнейшее увеличение количества домашней скотины, а также планирует отремонтировать сарай для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Kumush to buy young livestock for fattening up and resale.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Aug 30, 2012
Sep 20, 2012
Currency Exchange Loss:
Oct 17, 2013