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Saren's Group
In this Group: Saren, Saruon, Sokun, Savoeurn
A citizen from a rural village of the Kror Kor district of Pursat province, Cambodia, Saren is a 38-year-old mother of four children, three of whom are dependent on her. Some are in school and some help the family’s business. She has farmed rice on a 1.5 hectare area of farmland for eighteen years and complemented her family’s income by selling grocery items. She can earn around 20,000 KHR per day and save about 10,000 KHR each day after offsetting daily expenses. The main challenge for her paddy-field is drought, which lowers her yield.

This is the first loan for Saren’s group with Kiva’s partner, VisionFund. She is now leading her group of four to apply for a loan. As the leader, Saren, will use her portion to buy fertilizer for her farmland and use a portion of it to spend on buying grocery items to sell. She hopes to plant her rice fruitfully and healthfully so as to increase her income in order to improve her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 71
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saren's Group's $475 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Sep 23, 2012
Currency Exchange Loss:
Sep 17, 2013