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Thomas is 20 years old and comes from the Belu District in Atambua. Belu is on the border of Indonesia and Timor Leste. Belu is part of Indonesia, with a lot of small harbors. Thomas' father works as a driver and sometimes is a car mechanic with an income of only 500.000 IDR a month, which covers just the basic needs of his family. Thomas has four siblings. The three youngest can’t continue their school and his brother had to drop out a few years ago because his father couldn't pay the educational fees for all of his children. Thomas heard that Maritime Academy in Cilacap gives student loans for poor families like his. So, he went to Cilacap and asked for a loan from Kiva through YSBS, in the hopes that with the loan, he can continue his studies in higher education. His dream is to work back in his village where there are a lot of Seamanship Companies. Then he can help his parents improve his family's living conditions. Thomas needs a loan from you.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 80
    View loans »
    Indonesia Loans Fundraising
  • $5,746,275
    Funds lent in using Kiva
  • 9,452.5
    Indonesia Rupiahs (IDR) = $1 USD