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Break Through Group
In this Group: Josephine , Ponsian, Shafii, Mwanaid, Sophia, Edson, Furaha, Beatrice, Rosemary, Zuena, Hamis, Razack, Rehema, Saum, Rose
Josephine, who is in her early 20s, is married with a baby. She has had a cosmetics-selling business for two years now. She is doing great. She works from 8AM to 6PM daily and she is able to make a good monthly profit.

This will be her third loan from Tujijenge Tanzania. She used the previous loans to buy inventory, to buy a dressing table, and to cover household expenses and she has paid all her loans successfully. She hopes for a loan to restock cosmetics in her business to resell. Her dream is to one day be able to build a nice house.

She will share this loan with her loan group "Break Through" with 15 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 26
    View loans »
    Tanzania Loans Fundraising
  • $16,200,575
    Funds lent in using Kiva
  • 1,565.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Break Through Group's $4,150 loan helped a member to restock cosmetics in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Oct 1, 2012
Currency Exchange Loss:
Feb 15, 2013