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Estrellas Group
In this Group: Carmiña, Valencia, Claudina, Willma*, Tereza, Rosmery, Luisa, Natty, Susan*, Ceida, Viviana, Justina, Martha, Reynaldina, Ana, Maria
* not pictured
View original language description ↓
The “Estrellas” Association is located in the center of Villa Tejada. Headed by its president, Mrs. Carmiña Gutiérrez, they have shown themselves to be an accomplished and organized group. Said group is comprised of sixteen members who have worked for more than one year with Pro-Mujer. The primary activity of these women is retail, dedicating themselves to the sale of vegetables, handmade chocolates, ice cream, and cell phone cases. They market their products in an ambulatory manner, given they do not count on established sites from which to sell their wares. The group needs additional capital to lease a stall/stand where they can be assured of making transactions. In this manner, they would generate more income to help improve the financial situation of their households.

Translated from Spanish by Mary Lynn, Kiva Volunteer.

La asociación “Estrellas” pertenece al centro focal de Villa Tejada, a la cabeza de la Sra. Carmiña Gutiérrez como presidenta demuestran ser un grupo cumplido y organizado. El mencionado grupo esta formado por 16 socias que trabajan hace mas de un año con Pro-Mujer. El comercio informal es la actividad principal de estas mujeres, se dedican a la venta de fruta, chocolates artesanales, helados, estuches de celulares, productos que por lo general los ofrecen de manera ambulante, ya que no cuentan con puestos propios de venta por lo que necesitan mayor capital para el alquiler o compra de dichos puestos de venta lo que les aseguraría una venta segura de sus productos. De esta forma generarian mayores ingresos para mejorar la economia de sus hogares.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $34,692,600
    Funds lent in using Kiva
  • 7.3
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Estrellas Group's $4,800 loan helped a member capital to lease and/or purchase their own stalls.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 19, 2008
May 12, 2008
Currency Exchange Loss:
Jan 19, 2009