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Kalybu is 50 years old, married and has two children. To provide the primary source of income for her family, she has been involved in farming and animal husbandry for 20 years, having started this business with 1,000 som (KGS). Thanks to Kalybu's hard work, today her business contains two dairy cows with offspring and three horses, and the monthly profit from the business amounts to about 17,000 som (KGS). She also works on three hectares of land, growing clover, used for livestock feed, and vegetables - potatoes, pumpkins and onions. In order to further develop her business, Kalybu requested a loan in the amount of 50,000 som (KGS) from the "Bai-Tushum and Partners" company to buy a dairy cow in order to increase milk volumes. She plans to invest the earnings from the loan into developing her business by buying additional livestock, so that she could hold a wedding for her youngest son upon his return from the army.
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Калыбю 50 лет, замужем, 2 детей. Калыбю в качестве основного источника дохода для своей семьи, на протяжении 20 лет занимается полеводством и животноводством, начав этот бизнес с суммы в 1,000 сом (KGS ). Благодаря упорному труду Калыбю в ее хозяйстве на сегодняшний день имеется 2 дойных коров с приплодом, 3 лошади, ежемесячная прибыль от хозяйства составляет около 17,000 сом (KGS). Также Калыбю обрабатывает 3 га земли, где выращивает клевер, служащий кормом для скота и овощи – картофель, тыкву и лук.
В целях дальнейшего развития своего бизнеса, Калыбю обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку дойной коровы в целях увеличения надоев молока. Доходы от кредита Калыбю планирует вкладывать в развитие бизнеса посредством закупа дополнительных голов скота, чтобы по возвращению из армии младшего сына провести свадьбу.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Kalybu to buy a dairy cow in order to increase milk volumes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 18, 2012
Currency Exchange Loss:
Sep 17, 2013