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Sindu is 20 years old and a student who comes from Klaten. His father works as a teacher in an elementary school in Klaten. Klaten is a small city in the Center of Java Island in Indonesia. Sindu has just finished his education in a vocational school, the technical department in Klaten, so it is easier for him to continue his education in the Maritime Academy. But he didn't want to burden his parents with his educational fees for the Maritime Academy in Cilacap. He heard from his friend that he could ask for a loan to pay for his educational fees for that Academy and he is really grateful to YSBS and Kiva for helping him to get the loan. The loan really helps Sindu's parents too, because it will be easier for Sindu to continue his education.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 78
    View loans »
    Indonesia Loans Fundraising
  • $5,759,400
    Funds lent in using Kiva
  • 9,452.5
    Indonesia Rupiahs (IDR) = $1 USD