A loan of $6,700 helped a member to buy inventory.


Los Girasoles (Calceta) Group's story

The members of the “Los Girasoles” communal bank meet every two weeks in the beautiful city of Calceta, a city known for its hardworking people and beautiful women. This group is made up of 11 women and 2 men who work in different fields, such as farming, general sales, and other things. When they learned about the benefits through the institution, they decided to join a while back to be able to access loans through “Fundación Espoir.”

Gema is one of the members. She’s 38 years old, married and has three children, ages 14, 12, and 7. They all attend school. Her husband is a merchant.

In order to earn something on her own and be able to help her husband and children as well, she sells all types of Leonisa brand clothing, as well as Lebel products (beauty products, cosmetics, perfumes, and ladies’ accessories). She sells door to door and goes out three or four times a week. She takes advantage of mornings while her children are in school. She sells and collects every week, since she also sells on credit. She’s been doing this for nine years and has many customers.

She will use the money from this loan to buy clothing, perfumes, creams, accessories, and other products. She has been in the communal bank from the beginning and she likes it because the loans are a great help to her and the group.

She would like a car or her own shop.

In this group: Rita Nathaly, Stania Concepción, Gema Carolina, Monica Germania, Norka Hermelina, Stania Nicole, María Dolores, Silvia María, Erika Ines, Aura Consepción, Jefferson Andres, Luis Alberto, Betty Luisana

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Translated from Spanish by Kiva volunteer Hugo Reyes


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