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Stephani is a 23 year old woman who lives in the city of Chincha. This city is characterized by its warm and pleasing climate. It is also the cradle of the glories of Peruvian sports and its people are cheerful and possess a gift for preparing delicious traditional dishes. Chincha also has beautiful beaches, farming and cattle. Stephani is very hardworking, but when she has a little free time, she likes to listen to music and enjoy one of her favorite dishes, which is the delicious “carapulcra con sopa seca”.

Stephani works day to day in her small business offering printing, scanning, typing, and more. She works around 9 hours a day and can serve up to 30 customers daily. She believes it is going well for her at her business because she is very friendly to the customera and because her business is located in an area where there are a lot of high schools.

Stephani is very grateful to the Kiva lenders, since thanks to the help they have offered she will be able to buy a computer for her business. She also will buy some desks to be able to offer her customers more comfort. In this way, she will improve her income, since she will have the materials she needs and will keep working to make her biggest dream come true: " to have a great business and be a great micro-businesswoman."
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Stephani es una joven de 23 años de edad, Stephan vive en la ciudad de Chincha, ciudad que se caracteriza por tener un clima cálido y acogedor, asimismo es la cuna de grandes glorias del deporte peruano, asimismo sus pobladores son personas muy alegres y sobre todo tiene un don para la preparación de platillos típicos, ya que son muy deliciosos, también la ciudad de chincha posee playas hermosas y también se desarrolla la agricultura y la ganadería. Sthepani es muy trabajadora, pero cuando tiene un tiempito libre le gusta mucho escuchar música y disfrutar de uno de sus platillos favoritos el cual es la riquísima “Carapulcra con sopa seca”.

Día a día Stephani trabaja en su pequeño negocio de impresiones, escaneos, tipeos, entre otros; ella trabaja alrededor de 9 horas al día y puede atender hasta 30 clientes diariamente, ella cree que le va bien en su negocio porque es muy amable con los clientes y porque su negocio se ubica en una zona donde hay varios colegios.

Stephani está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar una computadora para su negocio de tipeos, asimismo comprara algunos escritorios para poder ofrecer mejor comodidad a sus clientes, de esta manera ella podrá mejorar sus ingresos ya que tendrá los materiales necesarios y seguirá trabajando para poder hacer realidad su más grande sueño:” Tener un gran negocio y ser una gran microempresaria”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD