Stephani works day to day in her small business offering printing, scanning, typing, and more. She works around 9 hours a day and can serve up to 30 customers daily. She believes it is going well for her at her business because she is very friendly to the customera and because her business is located in an area where there are a lot of high schools.
Stephani is very grateful to the Kiva lenders, since thanks to the help they have offered she will be able to buy a computer for her business. She also will buy some desks to be able to offer her customers more comfort. In this way, she will improve her income, since she will have the materials she needs and will keep working to make her biggest dream come true: " to have a great business and be a great micro-businesswoman."
Día a día Stephani trabaja en su pequeño negocio de impresiones, escaneos, tipeos, entre otros; ella trabaja alrededor de 9 horas al día y puede atender hasta 30 clientes diariamente, ella cree que le va bien en su negocio porque es muy amable con los clientes y porque su negocio se ubica en una zona donde hay varios colegios.
Stephani está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar una computadora para su negocio de tipeos, asimismo comprara algunos escritorios para poder ofrecer mejor comodidad a sus clientes, de esta manera ella podrá mejorar sus ingresos ya que tendrá los materiales necesarios y seguirá trabajando para poder hacer realidad su más grande sueño:” Tener un gran negocio y ser una gran microempresaria”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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