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Benediction Baco Group
In this Group: Omba, Feza, Kalonda, Madim, Magianga, Alex, Chantal, Annie, Timpa
Marceline, who is 43 years old and married, is the chairwoman of the community bank named “Bénédiction”, which consists of nine members united in solidarity to receive loans from Kiva through IMF HOPE RDC. Their common goal is to develop their businesses.

Marceline started her business in 2005. She has been running a restaurant located northwest of the city of Lubumbashi. With hard work and determination, she has succeeded in making it thrive thanks to good management and accumulated profits. She is a loyal client of IMF HOPE RDC and has already received eight different loans and has repaid them properly.

Marceline intends to use the next loan to buy fish, meat, etc. for her restaurant with the aim of increasing profits. Each week, her business brings in a profit of about $65. Her ambition for the future is to open a big restaurant in her environment.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 12
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Benediction Baco Group's $5,925 loan helped a member to buy fish, meat, etc. for her restaurant in order to generate more profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Sep 23, 2012
Currency Exchange Loss:
Mar 8, 2013