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Miguel Angel
Miguel, 31, lives with his wife who is his right hand; they have a one-month old little boy who is the greatest gift God could have given him and Miguel relates that he’s become the greatest motivator to continue moving forward and striving to give him a dignified life that’s full of love. When he has free time available he likes to play board games with his wife and sometimes with friends from the neighborhood. He managed to study electrical engineering with help from his parents despite their humble condition.

Miguel works day to day in his small auto paint shop. He works around 9 hours daily and can take care of up to 3 customers per day. He’s able to cover household expenses with the fruits of his labor and this is why he strives to do it well. He believes that he does well at work because of his drive to get ahead and because he has a reason to get ahead: his son.

Miguel is very grateful to Kiva lenders because thanks to the help they’ve given him he will be able to buy a larger capacity compressor and materials like paint, lacquer, sandpaper and putty, among others in order to have the necessary materials and tools to do his work and continue striving to make his greatest dream a reality: to provide his son with a good education and to have a shop of his own.
View original language description ↓
Miguel tiene 31 años de edad, vive al lado de su esposa quien es su mano derecha y juntos tiene un pequeño de 1 mes de nacido quien es el mejor regalo que Dio le ha podido dar, nos comenta Miguel, ya que se ha convertido en el motor para seguir adelante y luchan por darle una vida digna y sobre todo con mucho amor. Cuando dispone de un tiempo libre le gusta mucho jugar juegos de mesa junto con su esposa y en ocasiones algunos amigos de su barrio. El logro Estudiar la carrera de Ingeniería Electrónica, con la ayuda de sus padres, a pesar de su condición humilde.

Día a día Miguel trabaja en su pequeño negocio de servicio de pintado de autos, el labora alrededor de 9 horas al dia y puede atender hasta 3 clientes diariamente, con e fruto de su trabajo el puede solventar los gastos de su hogar y por ello se esfuerza mucho por hacerlo bien; el cree que le va bien en su negocio por sus ganas de salir adelante y porque tiene un motivo para salir adelante el cual es su hijo.

Miguel está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar una compresora de mayor capacidad y materiales como pintura, laca, lija, masilla, entre otros; de esta manera el podrá tener los materiales y herramientas necesarias para poder realizar su trabajo y sobre todo seguir luchando para poder hacer realidad su más grande sueño:” Darle una buena educación a su hijo y tener su local propio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Miguel Angel to buy a compressor, paint, lacquer, sandpaper, putty, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 18, 2012
Sep 24, 2012
Currency Exchange Loss:
Sep 17, 2013