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Conscience Group
In this Group: Nyange, Banze, Ntumba, Vero, Tshijik, Cédrik, Mutombo, Mutombo , Annie, Kasongo
Nyange is the leader of the community bank named “Conscience.” This group is composed of 10 microentrepreneurs united in solidarity to obtain loans from Kiva through the MFI HOPE DRC with the goal of developing their businesses.

Nyange sells salted and smoked fish in the central market of Kenya in Lubumbashi. She has been in business since 1986, and she has solid experience in this field. Her beginning capital was $100. Currently, through her sales, Nyange makes about $120 per week. She plans to use the next loan to purchase some bags of salted and smoked fish to resell in order to increase her income. She is a trustworthy client of the MFI Hope DRC, having twelve times received and properly repaid loans. She dreams of one day becoming a fish provider in her area. Nyange is 57 years old, married and the mother of two children whose ages are 15 and 41. One of the two attends school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Conscience Group's $5,250 loan helped a member to purchase bags of salted and smoked fish to resell at a profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Sep 23, 2012
Currency Exchange Loss:
Jul 27, 2013