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Update on Betty

Betty is single and has a son who is school-aged. She lives with her in-laws, occupying two rooms. The home is located in the Llojeta neighborhood of the city of La Paz.

She currently works for a private company for more than 8 hours a day, and she also has a hardware store where she also sells automotive parts and motor oil. This way she can cover her expenses for food, education and basic services for her family.

She needs a loan to increase her capital so that she can buy merchandise such as: motor oil, brakes, transmission parts and other automotive parts for her store. This way she will be able to offer a greater variety of products and increase her income.

Betty's dream is to acquire a house through an "anticretico" (lease arrangement) so that she can have more comfort and improve her quality of life.

This is the 10th time that Betty has requested a loan with IMPRO, and the 7th time she has borrowed through Kiva.
View original language description ↓
Betty, es soltera y tiene un hijo que esta en etapa escolar vive en la casa de sus suegros ocupando solo dos habitaciones, la casa se encuentra ubicada en la zona Llojeta de la ciudad de La Paz.
Actualmente trabaja como empleada en una empresa privada por más de ocho horas al día y también cuenta con una tienda de repuestos de automotores y aceites,que tambien es una ferretería, ya que debe cubrir los gastos de alimentación, educación y pago de servicios básicos de su familia.
El crédito lo requiere para el aumento de capital para comprar más mercadería como aceites para motor, para frenos, para transmisión, y otros repuestos para su tienda de repuestos, para de esta manera ofrecer mucha variedad y mejorar sus ingresos.
El sueño de Betty, es adquirir una casa en anticrético para tener más comodidad y mejorar su calidad de vida.
Es la décimo cuarta vez que solicita crédito junto a IMPRO y la septima vez junto a KIVA.

Previous Loan Details

Betty has a son and lives with her husband. He works as a driver, and he has his own vehicle. She needs the loan for maintenance of the vehicle. It is the only business activity they have to get income to support their family. Betty lives in “anticredtico” (Anticretico is a transaction no... More from Betty's previous loan »

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Betty to buy motor oil, brakes, transmission parts and other automotive parts for the automotive section of her hardware store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Sep 22, 2012
Currency Exchange Loss:
Mar 15, 2013