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This is 50-year-old Fatmata. She is married and has 5 children, ages 25, 23, 20,18 and 14. Three of them are schooling and two are employed. She has 1 additional dependent, who lives with her as her sales assistant.

In 2003, Fatmata established her provisions and soft drinks business. She began her business because she wants to provide help to her husband in the running of the home and that is her only source of income. Working 7 days a week and 11 hours a day, she earns about Le 640,000 every month from this business.

She would like a loan in the amount of Le 5,000,000. Fatmata has already received and successfully repaid 2 loans, and now requires a new loan in order to buy eggs, soft drinks, pure water and Irish potatoes. She hopes that this loan will enable her to increase her monthly profits by approximately Le 210,000.

In the future, Fatmata plans to raise a prominent amount for the construction of a home, to generate funds for a trip to the holy land of Mecca for a pilgrimage and to give the children a quality education. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fatmata to buy provisions and soft drinks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 23, 2012
Currency Exchange Loss:
May 17, 2013