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This is 36-year-old Hamza. He is married and has 4 children, aged 13, 10, 6 and 5 months. In 2006, Hamza established his mobile phones and accessories business. He began his business because he wants to be self empowered and he learned it through an apprenticeship.

Now, working 7 days a week and 10 hours a day, he earns about Le 520,000 every month from this business. He would like a loan in the amount of Le 4,500,000. Hamza has already received and successfully repaid 2 loans and now requires a new loan in order to buy mobile phones and accessories. He hopes that this loan will enable him to increase his monthly profits by approximately Le 250,000.

In the future, Hamza plans to complete the construction of his house, to improve on his stock level as he has rented the shop he intended to rent. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Hamza to buy mobile phones and accessories.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 23, 2012
Currency Exchange Loss:
Apr 17, 2013