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Ms. Samina is a 32-year-old married woman and the mother of two children. The man in the photo above is a client’s husband. Samina and her husband live in a rented home in a rural area of Faisalabad with their children.

They started their business three years ago for the betterment of their family. Samina makes very good designs as she uses different threads with pearls and sequins for embellishment. Her husband assists her in doing this business. Their patterns are very much in demand in their community, and they have a good client list.

With the loan of PKR.15000 provided to them by Kashf foundation, they plan to purchase raw materials such as fabric, threads, pearls and needles. This will allow them to provide better customer service. They also hope that their business will give their children a better life and better education. Their goal is to construct their own home for their children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 359
    View loans »
    Pakistan Loans Fundraising
  • $16,479,225
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Samina to purchase raw materials such as fabric, threads, pearls and needles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Sep 22, 2012
Currency Exchange Loss:
Aug 18, 2013