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Joice is a 38-year-old married woman with four children living in Kasese, Uganda. For 16 years she has been running a retail shop. She started with 100,000 shillings and now has 2,200,000 shillings as working capital. Her hardships are seasonal weather changes, inadequate capital to purchase stock, price fluctuations and inflation. Her personal goals are educating her children and building a permanent home, while her business goal is to expand the business into new markets. Joice wants money to buy salt, sugar and cassava flour to sell.

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

About Uganda

  • $1,800
    Average annual income
  • 120
    View loans »
    Uganda Loans Fundraising
  • $33,830,100
    Funds lent in using Kiva
  • 2,500.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Joice to buy salt, sugar and cassava flour to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Sep 22, 2012
Currency Exchange Loss:
May 19, 2013