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Mahfirat is 45 years old, married and has 4 children.

Searching for a source of income, Mahfirat opened her own business in 1995 with 9 kilograms of fruit. In 2005, Mahfirat approached MDO Arvand for a loan for the purpose of increasing her turnover. Since then, Mahrifat has taken several loans from Arvand and is very satisfied. She has shown herself to be honest and conscientious. She has used her income to repair her home, increase her turnover and pay for her children's education.

Now, as autumn approaches, Mahfirat is seeking a loan as she wants to expand the range of goods she sells. She is hoping for support from Kiva lenders.
View original language description ↓
Махфират 45 лет,замужем и на воспитании имеет 4 детей. В поисках источника дохода Махфират начала свой бизнес в 1995 году с 9 кг фруктов. А в 2005 году с целью увеличения своего товарооборота Махфират обратилась в нашу организацию. С тех пор она кредитуется в организации "Арванд" и она очень довольна.В период кредитования она доказала свою честность и добросовестность.А на полученный доходы она отремонтировала свой дом, увеличила свой товарооборот, оплачивает учебы своих детей. В связи с переходом на весенний период она хочет увеличить свой ассортимент товаров и надеется на вашу поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Mahfirat to purchase fruits and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 25, 2012
Sep 18, 2012
Currency Exchange Loss:
Nov 15, 2012