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Erkingul is 43 years old, a widow and raising five children, the youngest of whom is her five-year-old daughter. To provide the primary source of income, Erkingul has been involved in animal husbandry since 1990, having started this business with 20,000 som. Thanks to her hard work, today her business contains one dairy cow with offspring, one horse and 16 sheep. The monthly income from the business amounts to 10,000 som. In order to further develop her business, Erkingul requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to buy livestock for fattening up. She plans to invest the earnings from the loan into further increasing domestic livestock quantities for fattening up and resale in order to save money to educate her middle son.
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Эркингул 43 года, вдова, воспитывает 5 детей, младшей дочери 5 лет. Эркингул в качестве основного дохода с 1990 года занимается животноводством, начав этот бизнес с 20,000 сом. Благодаря упорному труду Эркингул в ее хозяйстве на сегодняшний день имеется 1 дойная корова с приплодом, 1 лошадь, 16 голов овец. Ежемесячный доход от бизнеса составляет 10,000 сом.
В целях дальнейшего развития своего бизнеса, Эркингул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота на откорм. Доходы от кредита Эркингул планирует вложить в дальнейшее увеличение количества домашней скотины в целях откорма и перепродажи, чтобы накопить средства на обучение среднего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Erkingul to buy livestock for fattening up.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 28, 2012
Sep 18, 2012
Currency Exchange Loss:
Jul 20, 2013