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Phin is 45 years of age, married and has two children. She lives with her husband and raises their children in a small village of Prey Chor district, Kompong Cham province. This family’s main income relies on their farming business. They particularly grow rice on their existing farmland, from which they can generate a total income of 3.50 USD each day. Phin’s oldest child is currently working in a garment industry in Phnom Penh to help the family financially while another is still attending school.

With her requested amount, Phin would like to purchase a motorcycle for household use. This vehicle will help her family in satisfying their transportation needs. Also, they can save a portion of their expenditures that they used to pay for transportation costs in the past. Hopefully, Phin is confident that through her commitment and hard work, she will be able to improve her standard of living gradually.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phin to purchase a motorcycle for household use.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Oct 1, 2012
Currency Exchange Loss:
Sep 17, 2014