A loan of $900 helped to buy auto spare parts and accessories.

Gema Monserrate's story

The “Mujeres de Lucha” (Women of Struggle) communal bank meets every fifteen days in Picoaza Parish in the city of Portoviejo, a place known for being very commercial, for its traditional feast days of Saint Peter and Saint Paul and for the cheerfulness of its people. Gema, 19, lives here. She’s in a common law relationship and has two children who are 3 and 2 years old. Her husband is a merchant.

She’s taking out this loan to help her husband who is a merchant. He sells accessories for cars from place to place throughout the city. He’s been in this type of business more than six years and despite everything does well.

The loan will be used to buy accessories and spare parts for cars. She’s been in the communal bank for more than two years and likes it because the loans make it possible for her to help her husband. Her dream is to have a house of her own because they currently live with some of her husband’s relatives.

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Translated from Spanish by Kiva volunteer Polliz

Loan details

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Loan details