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Pov's Group
In this Group: Pov, Orn, Sinuon
Pov, aged 40, is a citizen from the Bakan district of Pursat province. She has three children, all of whom help with the family's business. To earn a daily living, she and her husband manage their area of paddy-planting farmland as their primary source of income. During her spare time, Pov also grows vegetables for extra income. Having been in this business for 20 years, she is able to earn almost 19,000 KHR per day.

Pov's group is composed of three female members. Pov is in her second loan cycle and the other two women are in their first loan cycle with Kiva's partner VisionFund. Pov used her previous loan in a smart manner to sustain her business. Now, she is taking out a new loan of 500,000 KHR, while one of the other group members is applying for 700,000 KHR, and the third group member is seeking a loan of 1,000,000 KHR. As the group leader, Pov will use her loan portion to buy fertilizer for her rice farm. She hopes to get her crop on time so as to earn a good living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 108
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pov's Group's $550 loan helped a member to buy fertilizer for her rice farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 21, 2012
Currency Exchange Loss:
Sep 17, 2013