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Meet 28-year-old Osman from Waterloo eastern area in Freetown, Sierra Leone. He is married and has two children, age 2 years and 5 years. One of his children is currently attending school.

In 2002, Osman established his clothing business. He began his business because he was a student but he did not have parents to support his education, so he worked as house help to generate income to start his business.

He works at the business from 7:30 a.m. until 7:30 p.m., seven days per week. He says that the main challenges to his business are high custom taxes, transportation costs and inflation.

Osman requires a loan in order to buy more jeans, T-shirts, blouses, and shoes. He hopes that the extra income from this loan will allow him to increase his business and improve his living. In the future, Osman plans to build a house and be a supplier. He thanks you for your support.

Additional Information

About BRAC Sierra Leone

This loan is administered by BRAC Sierra Leone. BRAC, the world’s largest NGO, takes a multi-dimensional approach to attacking poverty through offering a comprehensive range of programs in the realms of microfinance, capacity building, livelihood development, health, education, and social justice.

BRAC Sierra Leone plays a large role in providing economic empowerment to communities that lack access to the financial mainstream. BRAC Sierra Leone offers small enterprise loans to men and women who desire to expand their small businesses, generate employment opportunities, and provide new services. More information can be found on BRAC Sierra Leone’s Kiva Field Partner Page.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Osman to buy more jeans, T-shirts, blouses, and shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 21, 2012
Currency Exchange Loss:
Aug 17, 2013