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Greetings from Sierra Leone! This is 27-year-old Osman from Waterloo eastern area in Freetown. He married and has no children. He began his business when he left secondary school education and lost both his parents.

Osman runs a phone accessories shop. He sells mobile phones, phone bags and phone batteries. He has been running this business for 12 years. He works at the business from 7:30 a.m. until 8:00 p.m., seven days per week. His business is the only income he has. Osman says that the main challenges to his business are high taxes and no security.

Osman has requested a loan in order to buy more mobile phones, phone bags and phone batteries. The extra income from this loan will allow him to improve his standard of living. In the future, he plans to become a supplier. He thanks you for your support!

Additional Information

About BRAC Sierra Leone

This loan is administered by BRAC Sierra Leone. BRAC, the world’s largest NGO, takes a multi-dimensional approach to attacking poverty through offering a comprehensive range of programs in the realms of microfinance, capacity building, livelihood development, health, education, and social justice.

BRAC Sierra Leone plays a large role in providing economic empowerment to communities that lack access to the financial mainstream. BRAC Sierra Leone offers small enterprise loans to men and women who desire to expand their small businesses, generate employment opportunities, and provide new services. More information can be found on BRAC Sierra Leone’s Kiva Field Partner Page.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Osman to buy more mobile phones, phone bags and phone batteries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 21, 2012
Currency Exchange Loss:
Sep 17, 2013