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Qory Orcco-Pucyura Group
In this Group: Paulina , Albertina , Simeona, Melchora , Martha*, Isabel Rina*, Nicasia, Elia, Moises , Lenin Julian, Gladys
* not pictured
Gladys is a member of the Communal Bank “Qory Orcco – Pucyura” which is located in the District of Pucyura in Anta Province, Department of Cusco.

She is 33 years old, in a common-law relationship, and has two children. Gladys divides her time between her daily activities and her hardware business. She has managed this business for years and has done well thanks to the effort she puts into her work each day. Gladys sells paints, corrugated iron, cement, tubing, and other supplies. She works at her business Monday through Saturday from 8:00 A.M. to approximately 9:00 P.M.

Gladys is a responsible and industrious individual who works so that she can move her family forward. She is requesting a loan in order to buy merchandise, such as paints.

The other members engage in businesses such as selling clothes, farming, raising livestock, selling dried grains, managing a bakery, raising small animals, and selling vegetables. Those individuals in the photo who have their faces covered are not part of the Communal Bank. The members who appear in the smaller attached photos requested permission to arrive late to the group meeting because of their work. One of these members is Sra. Gladys, who had her photo taken at her business. She is grateful for the loan that she has received and promises to complete her payments according to the established terms.

View original language description ↓
La socia pertenece al banco comunal QORY ORCCO - PUCYURA; este banco está situado en el distrito de Pucyura en la provincia de Anta departamento de Cusco.

La socia Gladys , la socia tiene 33 años de edad, conviviente y tiene 02 hijos, la socia alterna sus actividades diarias con el negocio de ferretería, la socia lleva años en este su negocio administrándolo el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia vende lo que son pinturas,calaminas,cemento,tubos entre otros, la socia trabaja de lunes a sábado en su negocio desde las 08:0am hasta las 09:00pm aproximadamente, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el préstamo para la compra de mercadería como pinturas.

Los otros socios se dedican al negocio de venta de ropa, agricultura, ganadería, venta de granos secos, panadería, crianza de animales menores, venta de verduras.

Las personas que salen con la cara tapada no pertenecen al banco comunal.
Las socias que salen en las fotos adjuntas son socias que pidieron permiso para llegar tarde a la reunión por motivos de trabajo una de ellas es la socia Gladys quien sale en la foto con su negocio.

La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $63,784,825
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Qory Orcco-Pucyura Group's $3,375 loan helped a member to buy merchandise, such as paints.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 23, 2012
Currency Exchange Loss:
Jan 15, 2013