A loan of $1,125 helped to buy perfumes, cosmetics, clothing, and 2 more washers.

Julia Maria's story

Julia, 59, is married and is the mother of 4 children. Ten years ago she started up her own business venture, because her friend who used to sell perfumes, creams and cosmetics left this area and so an area of the market was not being attended to. Aware of an opportunity she stepped in, taking small orders for cologne and perfumes. She started to gradually buy glass display cases until she converted her business into a general store where she sells a variety of miscellaneous items. She added washing machines in order to offer this service to the housewives in the neighborhood. She makes her sales on credit every day from 8am until 9 at night, taking a period of rest in between. She makes her purchases mainly from wholesalers who sell products from multiple chains, and through specialized catalogs offering products or goods for sale. This is how she obtains her products to sell.

Julia's goal for the future is to buy more display cases and gradually expand her inventory of goods. This will allow her to attract more customers and better position herself in the marketplace over time. She has now approached the Fundación Mario Santo Domingo in order to request a Kiva loan to buy perfumes, cosmetics and clothing through orders, as well as two additional washing machines. This way she can generate other sources of income and see her business prosper.

Translator profile picture

Translated from Spanish by Kiva volunteer Lisa Grobar

Loan details

Lenders and lending teams

Loan details