A loan of $1,000 helped to buy supplies for baking bread.

Marío Francisco's story

Marío, age 52, is married and has six children. Only two of them are financially dependent upon him. He is a baker, and he has a bakery where he makes all types of bread. He makes sweet breads with different names like “novias”, “semitas”, “dulces y simples”, “pastel de piña”, “cachitos simples” “alemanas”, and also French bread.

He learned this business activity from his family, which devotes itself to the same business. His is now a family business because his children and his wife are bakers by trade. They have been practicing this trade for over 35 years.

He buys the ingredients he needs to make his products at different stores in the city. The providers of these materials can be found approximately two kilometers from his house. He also has providers who get different types of flour from the mills in the city of El Salvador.

The loan that he is requesting from the Fundación Campo is to buy 25 bags of high gluten wheat flour, 25 bags of wheat pastry flour, five bags of yeast, five bags of baking powder, one “quintal” (about 100 pounds) of salt, three quintales of sugar, a pack of cinnamon, two bags of Royal baking powder, ten cartons of eggs, and five truckloads of firewood.

Upon purchasing these raw materials he will be able to produce more bread. The demand that he has is very strong, and he does not have enough income to buy the raw materials needed for the production. This way he will be able to increase the level of investment, and he will be able to sell more because he will have a greater variety of bread. He will be getting greater income with which he plans to make improvements to his house.

Marío’s plans for the future, according to the income he gets from selling sweet bread and French bread, is to save in order to be able to buy an industrial oven to bake bread. He wants to do this because there are times when firewood is very scarce.

Translated from Spanish by Kiva volunteer Ginny Kalish

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