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Ms Zubaid is 54 years old, married, and a businesswoman who has owned her own grocery for the past 10 years. She is from Bahawalpur, her store is located near her house and many people wander past there on daily basis. She is earning a reasonable amount of income to support her family members.

She is a mother of five children. She provides for her four children who are going to school. She has gradually improved her business as she has taken several loan from the Kashf Foundation; her repayment behavior is quite good. To continue her operations, she is requesting a loan of PKR 25,000 to buy grocery items, grains and beverages. This loan will be very useful for adding more products that are in demand to her stock for her customers. This would increase her sales and earnings. Her future plans are to improve her house and to turn her business into a larger shop that can serve the greater part of the area.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 309
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Zubaid to buy grocery items, grains and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 21, 2012
Currency Exchange Loss:
Sep 17, 2013