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Nestor is 61 years old. He is from the Samtredia district of West Georgia, and lives with his wife, two sons (19 and 20 years old), and his mother. His mother is provided with a retirement pension and the couple's elder son is a serviceman who gets a monthly salary. Nestor runs a small dairy business and has four milk cows and a calf. His wife milks the cows and produces cheese products. In addition, the family has a greenhouse where they grow different kinds of greens, cucumbers, and tomatoes. Nestor's family sells an average of 80 kilograms of cheese, 1500 kilograms of greens, and 1200 kilograms of vegetables per month. Nestor is a very hardworking person who has a great deal of experience in his work.

Nestor is requesting a loan to purchase building materials and expand his family's greenhouse. After the greenhouse has expanded, he will be able to sow more greens and vegetables and will be able to get a good harvest. This will significantly increase his family's income. With his increased income, Nestor will renovate his house which is old and damaged.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Nestor to purchase building materials to expand his greenhouse.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 20, 2012
Currency Exchange Loss:
Aug 17, 2013