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Kankalay Group
In this Group: Serreh, Fatmata B., Aminata
Serreh is the leader of this group of entrepreneurs. Serreh was born in southern Sierra Leone 46 years ago. She is married with six children – two in primary school, two in secondary school, and two in college.

For many years now, Serreh has been selling palm oil (the most popular cooking oil), margi (used to give sauce a sweet taste), salt, pepper, etc. This is the first loan that Serreh and her group members have applied for from SMT/Kiva lenders. With the help of this loan, they will be able to expand their businesses, making more sales and consequently improving their living conditions.

Serreh will use her share of the loan (SLL 1,800,000) to expand her business. She will buy palm oil, margi, salt, pepper, etc., wholesale to add to her current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Kankalay Group's $1,125 loan helped a member to buy palm oil, margi, salt, pepper, etc., wholesale to add to her current stock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 20, 2012
Currency Exchange Loss:
Apr 21, 2013