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En's Group
In this Group: En, Sorn, Samnang, Chantha, Choeurn
En lives with her husband and four daughters, some of whom are still in school and some of whom help the family’s business. She is 52 years old and makes a living through farming rice on 4 hectares of farmland while her husband helps the family generate income by making palm juice. Engaging in this business for ten years, En and her husband can earn about KHR 20,000 per day and can save about KHR 10,000 each day after deducting daily expenses. Drought destroying the crop yield is the main challenge for her business.

En’s group consists of five female members who live in Sampov Meas district of Pursat province, and this is the second loan for her group with VisionFund. The first loan has relieved her family’s burden and improved their living conditions. Now she is leading her group to ask for a loan from VisionFund. As the leader, she will use her portion to buy fertilizer for her farmland. She hopes this loan will help her to gain more income so as to keep her children in school and also fulfill her dream of buying plots of farmland for expanding her farming business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 70
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of En's Group's $1,275 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 20, 2012
Currency Exchange Loss:
Sep 17, 2013