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Saran's Group
In this Group: Saran , Rat, Sarom, Samet
Saran is 26 years old and married. She has two dependent children, one daughter and one son, both of whom are too young for school. To support the family, she has been farming rice and raising pigs for several years, and also works for others for a fee. She can earn about 15,000 Riel (KHR) per day and save about 5,000 Riel (KHR) each day for future needs. Lacking water for supporting her rice field is the main challenge for her business.

Saran's group, for which she is the leader, consists of four women who live in the same village of the Kror Kor district of Pursat province, Cambodia. She and her group members are first-time borrowers with Kiva's partner, VisionFund.

Saran will use her portion of the loan to buy fertilizer for her farmland and pay for labor costs in transplanting rice seedlings. She hopes to grow her rice fruitfully so as to sell it for a good price to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saran's Group's $675 loan helped a member to buy fertilizer and pay for farm labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 20, 2012
Currency Exchange Loss:
Sep 17, 2013