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Residing in a rural village of the Moung Russey district of Battambang province, Samart is 26 years old and married with two dependent children, both of whom are at school age. Farming rice and selling grocery items are the main sources of the family’s income, which she has been doing for several years. To complement the income, her husband works as a paid car driver. She earns about 33,000 KHR per day and manages to save about 24,000 KHR each day after daily expenses. Drought is the main challenge for her farming business.

Samart is in the second loan cycle with VisionFund. The first loan has helped her to relieve the family’s burden and improve their standard of living. Now she is requesting another loan of 4,000,000 KHR to buy fertilizers for her farmland. Samart believes that her crops will produce good yields so that she can sell them for a higher price, and hence her family can live in better conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $39,926,300
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Samart to buy fertilizer for her farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 20, 2012
Currency Exchange Loss:
Mar 17, 2014