A loan of $1,350 helped to buy a cow.

Carmen's story

Carmen, 33, is a wise woman who has been with her husband, Luis, for 11 years. They have four minor children who they care for in the house she inherited from her parents and where she has lived since she was born. She is a farmer who raises cattle and sheep. She has seven dairy cows that give her 10 liters of milk a day, which she uses to make cheese to sell to the merchants who are constantly visiting the area because they are familiar with the cheese she makes.

She has ten years' experience, not only in livestock farming but in agriculture as well, growing maize, potatoes, peas and wheat on the six patches of land she has and which she cares for with much love. "I like working on the farm", she says cheerfully. In times of good harvest, when the land produces quality crops, she takes her produce to the city of Huancayo where they pay her a higher price. If she has money she takes advantage to buy more cows to fatten and sell. This is how she earns an income and her motto is "Invest". She belongs to the communal bank "San Miguel de Huallhua" and this is her eighth loan through MFP. During this time period she has been able to earn a good profit, and is grateful for the association's support. She believes the people there are responsible and supportive, so she is committed to paying back the loan on time. Carmen will use the loan to buy a purebred dairy cow.

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Translated from Spanish by Kiva volunteer Sherry Bess

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