A loan of $850 helped to pay the application expenses for her studies to get her master's degree in economic development.


Karina's story

Karina, age 29, was born in Buga, a small city that is close to the place where she had to move for her study of Economics at the Universidad Pública del Valle. Thanks to her dedication and good effort, the university supported her in order to cover the cost of her tuition. She was also deserving of other help the institution gave to people with financial difficulties and good academic performance. These supports allowed her to satisfactorily complete her undergraduate studies.

The move to this new city was a complete challenge. This is because it meant not only encountering a new, different, and unknown world, but also because of the need to face conditions associated with the difficult financial situation her family was experiencing at the time. With her mother unemployed and her father having passed away, she saw the need to combine her daily studies with different jobs that allowed her to receive a professional education.

Now Karina’s dream is to get a master’s degree in the United Kingdom. In order to do so, she has been preparing herself ever since she completed her undergraduate studies. The only way to pay for the exams and the application expenses is to receive Kiva’s support.

Here is her story:

I now work for an organization that seeks to develop and improve the quality of life for vulnerable families in the Valle del Cauca. I do this work with love and dedication as I look for people like me to also have access to opportunities that will allow them to change their lives.

Support from Kiva would allow me to continue on with my dreams. It would be a fundamental support to strengthen the proficiency that I need for application and later for tuition at the university (TOEL, registration documents). These are expenses that, at this time and without this loan, would be very difficult to cover. These expenses would keep me from realizing the dream I have been working on for over three years.

This is a dream I hope to share once I return to the country. I will be devoting myself to helping other people who are less fortunate. I will be working with a government agency to investigate and carry out public policies for the social and economic development of vulnerable populations. In this way I will be looking for concrete mechanisms to support children and young people in our country to one day have better opportunities just like I did.

Translated from Spanish by Kiva volunteer Ginny Kalish



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