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Hermelinda Obdulia

Update on Hermelinda Obdulia

This member continues dedicating herself to her business selling lingerie. She has a store selling polo shirts and undergarments. She has eight years of experience in the business, and in her free time she likes to go on walks. Her dream is to have a bigger store to sell lingerie. She is requesting the loan to purchase polo shirts and undergarments. She feels happy about the loan and promises to make her payments on time.
View original language description ↓
La socia se sigue dedicando al negocio de venta de lenceria,la socia vende polos y truzas,ella tiene una tienda donde vende esta lenceria,la socia ya tiene 8 años en este negocio en sus tiempos libres a la socia le gusta salir a pasear,el sueño de la socia es tener un local donde pueda vender la lenceria.La socia solicita el credito para comprar polos y truzas.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

This member belongs to the "CUSCO" Communal Bank. The bank is located in the district of Cusco, which belongs to the province of Cusco and department of Cusco. The member is Señora Obdulia; she is 57 years old, and is single with three children. The member combines her daily activities with ... More from Hermelinda Obdulia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Hermelinda Obdulia to purchase polo shirts and undergarments.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 20, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Hermelinda Obdulia. It was first posted on Kiva on Aug, 2011. Learn More