A loan of $4,250 helped a member to purchase material for making bricks, concrete blocks, and cinder blocks and to invest in gravel and sand to sell.


El Aguacate Group's story

Alicia is 38 years old and is part of the group called "El Aguacate" ["The Avocado"]. She says that they gave their group that name because that's what they call their community; they decided to name the group after their community so that they wouldn't forget the name.

Alicia has been with the group for several cycles. She says that although she has had various problems—in the last cycle, two of her fellow members fell behind on their payments—she is continuing with the group because she knows that they are very responsible, they are people who really invest their loans in their businesses and are able to pay back their loans, and they mutually support one another.

Alicia says that she and her husband have a business that makes cinder blocks and bricks and sells gravel and sand. She says that she started this business with her husband more than seven years ago because her husband was working in construction in another country; when he arrived in Mexico, they decided to start their own business and provide for their family that way. She says that they have special machines for making cinder blocks or bricks, which they sell by the thousand for construction. They also sell loads of gravel or sand or whatever their customer orders. She says that she likes their business because it pays well and because she can be available to her children since the business is run from their house. She says that she is requesting a loan from the lender to purchase cement, sand, and gravel, and to repair some of the machines that they use to make cinder blocks and bricks. They also want to buy special dirt for making bricks and firewood for baking them; it's more labor-intensive to make them, but they are stronger than cinder blocks.

She says that her goal is to build a large construction-materials business where she can sell everything from toilets and tile to electrical supplies.

The other ten members are Angelina, Emilia, Brenda Guadalupe, Alondra, Juana, Blanca, María Santos, Yolanda, María Cristina, and Raquel. They will invest their loans in the purchase of inventory for a neighborhood grocery store, perfumes and cosmetics from catalogs, fruits and vegetables in season, avocado-growing supplies, and bedspreads from catalogs to sell.

In this group: Angelina, Emilia, Brenda Guadalupe, Alondra, Juana, Blanca, Maria Santos, Yolanda, Maria Cristina, Alicia, Raquel

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Translated from Spanish by Kiva volunteer Holly Torpey


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