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Lord Own Group
In this Group: Caroline, Jonathan, Ashami
The Lord Own group is made up of 3 women who sell items such as fish, soap, and shoes.

Caroline is the leader of the group. She is 46 years old, single, and has a child.

Caroline sells shoes and soap to her customers and also delivers on demand. She started this business 7 years ago by using her own funds. Her main challenge is that she sometimes has to sell on credit.

With this new loan, she will be able to buy 2 boxes of shoes and 1 box of soap. She has been with ID Ghana for 3 years, and this is her fifth loan. She needs Kiva’s support of 1,200 Ghana Cedis.

They need a total of 2,100 Ghana Cedis to be able to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 16
    View loans »
    Ghana Loans Fundraising
  • $12,610,025
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Lord Own Group's $1,125 loan helped a member to buy 2 boxes of shoes and 1 box of soap.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 19, 2012
Currency Exchange Loss:
Apr 19, 2013