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Pélagie Ernestine
Pélagie is a young woman, age 32, who is married and the mother of four children. Her children's ages range between 3 and 14 years old, and they all attend school.

Pélagie has been working in the restaurant business for the past four years. Thanks to her warm welcome, to the high quality of her dishes, and especially to her reasonable prices, she has managed to build a large customer base, which is becoming increasingly demanding.

Because her turnover is quite small, she can no longer respond to the various grievances of her customers. This loan will help her to buy crates of drinks and fish, chicken and other ingredients. This, in turn, will allow her to diversify and increase the quantities of the food products that she uses to prepare her meals, and therefore satisfy her customers' needs and increase her profit margin.

Pélagie will reinvest part of her profits in her business, with a view to expanding it. The remaining part will be used to support her family.
View original language description ↓
Pélagie est une jeune femme de 32 ans mariée mère de 4 enfants dont l'age varie entre 3 et 14 ans tous vont à l'école. Elle est commerçante dans le domaine de la restauration depuis 4 ans. Grâce à son accueil chaleureux et à la bonne qualité des plats proposés,et surtout aux prix pratiqués, elle a acquis une clientèle considérable et de plus en plus exigente.La petitesse de son chiffre d' affaires ne lui permet plus de satisfaire les doléances variées de la clientele. en effet,ce crédit lui permettra d'acheter les casiers de boisson et les aliments(poulets cartons de poisson et les ingrédients)afin de diversifier et augmenter les quantités de ses denrées alimentaires entrant dans la composition de ses plats, de satisfaire sa clientèle mais aussi d'augmenter sa marge bénéficiaire. elle réinvestira une partie de ce bénéfice dans son activité pour l'agrandir et le reste l'aidera à subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,219,125
    Funds lent in using Kiva
  • 510.0
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Pélagie Ernestine to buy crates of drinks and fish, chicken and other ingredients.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 1, 2012
Sep 15, 2012
Currency Exchange Loss:
Oct 17, 2013