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Gezim is in his early 30s and has two children, 4 and 1 year old.

He has never before requested any loans from any institutions until recently he was chosen through the integrated project between VisionFund Albania and World Vision Albania. Individuals or families under such programs have been selected because of their extreme poverty level. Now these two organizations come together with joined efforts to improve the lives of these families by giving them basic entrepreneurial skills and microloans to fully equip them.

Gezim is requesting a loan through Kiva to purchase goats in order to increase the dairy products he has been selling to the locals in the past ten years. He also produces and sells crops and grains.

For Gezim this loan will be a great help and he appreciates the help of lenders and of course all the organizations involved.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $3,015,550
    Funds lent in using Kiva
  • 108.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Gezim to add some more goats to the existing herd.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Sep 19, 2012
Currency Exchange Loss:
Dec 17, 2014