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Shaban is in his early sixties and has two grown-up children. He was considered below the poverty level some years back by the Area Development Programs of World Vision Albania and has been helped by them ever since. Now that the two organizations, the VisionFund Albania and World Vision Albania, are working together on improving the living conditions of these poor families, Shaban was selected to be part of the program and he is extremely happy.

Shaban wants to buy fifteen goats because livestock is something he has been doing for the last three years. Currently, he has some but he wants to add more to the herd.

Shaban sends many thanks to Kiva, VFA and WVA for all the support, financial and non-financial :)

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 31
    View loans »
    Albania Loans Fundraising
  • $3,025,050
    Funds lent in using Kiva
  • 108.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Shaban to add fifteen more goats to the existing herd.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Sep 19, 2012
Currency Exchange Loss:
Apr 18, 2015