Marion is a 28-year-old married woman. She has 3 children with ages ranging from 2 years to 10 years. She describes herself to be determined. She operates a food market where she sells food, tea and snacks. She has been involved in this business for 5 years. Her business is located at a market with high potential and her primary customers are residents from nearby estates. She describes her biggest business challenge to be shortage of food ingredients for preparing meals to customers to meet the increasing demand for food. She will use the Kes 20,000 loan to buy food ingredients for preparing meals for selling to customers. Her business goal is to be a supplier of food to customers within 5 years. She hopes that in the future, she will improve her business. This is her first loan.