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Liberty is 48 years old and married with three children.

Liberty works hard to provide for her family. She runs an electronic re-loading (pre-paid cell phone and money transfer credits) business in the Philippines and requested a PHP 18,000 loan through NWTF to purchase additional load to resell.

Liberty has borrowed and paid four loans from NWTF before this loan. She has been running the electronic re-loading business for nine years and also earns an income as a telecommunication agent.

Liberty aspires to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 374
    View loans »
    Philippines Loans Fundraising
  • $66,069,925
    Funds lent in using Kiva
  • 41.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Liberty to purchase additional electronic load (pre-paid cell phone credits) to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Sep 18, 2012
Currency Exchange Loss:
Feb 15, 2013