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Liberty is 48 years old and married with three children.

Liberty works hard to provide for her family. She runs an electronic re-loading (pre-paid cell phone and money transfer credits) business in the Philippines and requested a PHP 18,000 loan through NWTF to purchase additional load to resell.

Liberty has borrowed and paid four loans from NWTF before this loan. She has been running the electronic re-loading business for nine years and also earns an income as a telecommunication agent.

Liberty aspires to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 328
    View loans »
    Philippines Loans Fundraising
  • $70,697,750
    Funds lent in using Kiva
  • 41.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Liberty to purchase additional electronic load (pre-paid cell phone credits) to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Sep 18, 2012
Currency Exchange Loss:
Feb 15, 2013